Hernando County Chapter 7 Bankruptcy Attorneys

When people think of bankruptcy, they usually think of Chapter 7, in which the filer may petition the court to eliminate much of their unsecured debt such as credit cards and medical bills. Chapter 7 bankruptcy is the most common filing. From start to finish, a Chapter 7 bankruptcy usually takes about 90 days in Florida.

Chapter 7 Truly Is The Fresh Start You May Be Looking For

If you are overwhelmed with debt and cannot break out from under it, Chapter 7 may be the right option for you, but not everyone qualifies. (F or those who don't, there is Chapter 13).

At The Day Law Office, in Spring Hill, Florida, our bankruptcy attorneys offer a initial consultation to discuss your financial situation and determine if you are eligible to file Chapter 7 bankruptcy and whether it is the best solution to your debt problems. We have helped more than 3000 individuals and families get a fresh start through the real debt relief* that Chapter 7 provides.

Types of debt most people eliminate through Chapter 7 include:

  • Old credit card bills
  • Store credit
  • Hospital and medical bills
  • Certain tax debt

Notice that some debts may not be discharged through Chapter 7, including:

  • Student loans
  • Past due child support or alimony
  • Mortgage arrearages
  • Past due car or boat payments

Want to know what is and isn't true about bankruptcy? Visit our B ankruptcy Myths page.

As Soon As You File, A Stay (Stop) Is Put On Any Adverse Legal Actions

Filing bankruptcy provides a shield against adverse creditor actions such as harassment and garnishments. Filing Chapter 7 bankruptcy will temporarily stop a home foreclosure or car repossession. However, you will need to become current on your payments or file Chapter 13 bankruptcy if you want to keep these assets.

Learn more about the effect of filing bankruptcy on your credit.

Florida Debt Lawyers Consultation

To schedule a initial consultation about Chapter 7 bankruptcy, call us toll free at 888-326-9553, or contact our Florida debt attorneys online. Our law office is located in Spring Hill, Florida, in the center of Hernando County.

*We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.