Attorneys For Stopping Creditor Harassment
Harassment by creditors is one of the most serious issues affecting people with debt problems. Even if you do not face immediate financial harm such as home foreclosure or wage garnishment, creditors can make your situation unbearable with endless, harassing calls and abusive treatment.
There are ways to stop creditor harassment. At The Day Law Office, our debt relief lawyers offer an initial consultation to discuss your financial situation and determine an appropriate way to stop abusive debt collection practices.
Can I Sue Creditors Who Are Harassing Me?
The Fair Debt Collection Practices Act (FDCPA) is a law designed to eliminate abusive, deceptive and unfair debt collection practices by creditors. Under the FDCPA, a debtor can sue creditors who use abusive debt collection practices.
The following are examples of practices that are considered abusive:
- Making comments that are intended to intimidate or harass
- Calling you repeatedly to annoy or harass you
- Threatening you with violence or jail
- Using obscene language
- Publishing lists of debtors
- Making any type of misrepresentation to you about your debt
Will Filing Bankruptcy Stop Creditor Harassment?
Filing bankruptcy will put an immediate stop to creditor harassment. In fact, once you tell a creditor that you are represented by a lawyer, the creditor should be calling your attorney.
You can also send a cease and desist letter to the creditor. An experienced bankruptcy law attorney can help you take steps such as this to stop creditor harassment.
We’re Here To Help You Get A Fresh Start
The Day Law Office is here to help you make a fresh financial start. Our lead bankruptcy law attorney, Sandra Day, has over 25 years of experience helping people just like you stop creditor harassment and find their way to a brighter future.
*We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.