If you have a lien on your property in Florida, it could prevent you from being able to sell your property and pose a threat to your standing with your creditor or lender. If left unattended for too long, it could also begin to affect your credit and create problems that are much more complex to deal with than if you had initially taken care of the lien when it appeared. Fortunately, with a little work, you can get a lien removed on your property so you can regain your good standing.
There are several ways in which you can get a property lien removed. According to SFGATE, perhaps the most dramatic route you could take is to file for bankruptcy. This decision, while seemingly convenient in some senses, can also disrupt your financial stability and take years to recover from. You could also go through the process of attaining a court-ordered void of your lien, but you would have to wait out your statute of limitations.
Another option is working with your creditor or lender to renegotiate the terms of your contract and to discuss what can be done to get the lien removed in a timely manner. Often, the most effective way to go about getting your lien removed is to simply pay off your debt as quickly as possible. Once this has been accomplished, you can request to have your lien removed by filing a Release of Lien form.
The information in this article is intended for educational purposes only and should not be taken as legal advice.