People can often foster better financial well-being by paying attention to their debt-to-income ratio. This equation marks how much money comes in versus how much goes out. Regardless of how much they earn, many people find it sometimes difficult to pay bills,...
Is it a wise decision to pay off debt with a tax refund?
Many struggling with high-interest loans like credit cards are contemplating using their tax refund to pay down that debt. Others may want to use it to pay current expenses and bills to avoid paying more debt down the road. The good news is that there is a refund, so...
Avoiding stress shopping during the pandemic
Memories of empty shelves are all too clear from the early days of the pandemic. Hot items included toilet paper, cleaning wipes, sanitizer, and foods with a long shelf life. This was fueled by the panicked headlines in the media about this and other matters. The U.S....
What to know before opening a zero-interest credit card
While zero-interest credit card offers certainly sound tempting, you might be questioning whether there is a catch involved if you receive one. The premise sounds great - these cards allow you to make purchases without paying interest for a certain amount of time. As...