On behalf of The Day Law Office | Jul 17, 2020 | Consumer Credit, Personal Bankruptcy
Memories of empty shelves are all too clear from the early days of the pandemic. Hot items included toilet paper, cleaning wipes, sanitizer, and foods with a long shelf life. This was fueled by the panicked headlines in the media about this and other matters. The U.S....
On behalf of The Day Law Office | Jun 29, 2020 | Personal Bankruptcy
A major concern for people who need help with debt relief is whether their retirement savings will remain intact. Fortunately, 401(k)s, IRAs, and most types of retirement plans are exempt from the reach of creditors. However, you will want to avoid doing anything with...
On behalf of The Day Law Office | Jun 19, 2020 | Personal Bankruptcy
Earlier this year, to combat the dramatic economic slowdown caused by the pandemic, Congress passed a wide-ranging economic stimulus package called the CARES Act that included $1,200 payments to tens of millions of Americans. Some of the law’s provisions can affect...
On behalf of The Day Law Office | Apr 29, 2020 | Personal Bankruptcy
Florida residents are being burdened with overwhelming debt and it has been worsened by the COVID-19 pandemic. Many people are suffering and struggling with anxiety and depression due to the debt, layoffs, the economic shutdown and the everyday worries we all have...
On behalf of The Day Law Office | Apr 2, 2020 | Personal Bankruptcy
Not all fresh starts have to come with a reset. Bankruptcy tends to sound like you are going back to square one and putting a long road between you and good credit. It does not have to be drastic. Sometimes your case would benefit best from a Chapter 13...
On behalf of The Day Law Office | Feb 28, 2020 | Personal Bankruptcy
If you’re filing Chapter 7, your goal is to remove as much of your debt as possible. This action becomes more complicated when liens are attached to pieces of property. Generally, a bankruptcy filing doesn’t automatically remove a lien. The law gives you...
On behalf of The Day Law Office | Jan 21, 2020 | Personal Bankruptcy
Often when the economy is doing well, it means individual consumers are also doing well. This can mean a decline in bankruptcy rates. For many years the economy has been strong, and Florida’s middle district has seen falling filing rates, but in 2018, there was...
On behalf of The Day Law Office | Nov 20, 2019 | Personal Bankruptcy
The holidays are a time for family, love and overspending. People maintaining tight budgets often face difficulty staying on track this time of year, especially when it comes to gift-giving and party planning. To help you stick to your budget, here are a few smart...
On behalf of The Day Law Office | Oct 7, 2019 | Personal Bankruptcy
After you file for bankruptcy in Florida, you will receive a notice regarding a 341 hearing. This notice is for folks who file for Chapter 7 and Chapter 13. It is referred to as the meeting of creditors. The hearing is scheduled 30-35 days after the case is filed. The...
On behalf of The Day Law Office | Aug 2, 2019 | Personal Bankruptcy
Once your Florida bankruptcy period ends, you should take advantage of your fresh financial start and make sure you never again get into serious financial trouble. To help you do this, Credit.com recommends doing the following five things. Keep your paperwork As...
