New Year's Day ushers in a set of resolutions, but planning ahead can make a big difference if one resolution is filing bankruptcy here in Florida. Whether one is shopping for gifts or knows that they are likely to receive them, it can make the filing less complicated...
Year: 2020
Avoid these common mistakes when filing bankruptcy
Those with substantial debt often come to the sensible yet difficult conclusion that they need to file bankruptcy. Whether it is restructuring under Chapter 13 or the liquidation of Chapter 7, this realization is the first step to starting on the path of financial...
Can debt collectors use text or email?
Many will recall getting fraudulent emails from a fake Nigerian prince asking for help transferring money. While that scam is over ten years old and apparently still effective, tech-savvy fraudsters continue to evolve in their approach to stealing from their victims....
People often wait too long before filing bankruptcy
People who have financial issues often regard bankruptcy as a last resort. It is something that is put off for months or years as they struggle to make payments. While this is admirable, it can be a mistake to wait. Some assets are protected Unfortunately, people will...
Bankruptcy updates for you from The Day Law Office
Many people in Florida are struggling financially. From unexpected medical bills to overwhelming mortgage or rent payments, debt and financial hardship are not uncommon today and many people are seeking bankruptcy for relief from their overwhelming debt. There is good...
Medical debt overwhelms millions
Medical costs have long been a common reason that Americans file bankruptcy. This may be due to not carrying health coverage at all, high insurance deductibles, or being forced to use a less expensive plan that did not cover the underlying injury or illness. CNBC...
The right parenting plan balances kids and career
Divorce impacts every part of a parent’s life. This includes such essential but often competing priorities as children and career. It can mean that dad is now more hands-on by picking up the kids after school or ferrying them to sports or music lessons. For mom, it...
Is it a good idea to get a credit card after bankruptcy?
There are mixed opinions about whether or not a consumer should get a credit card after the filing of a bankruptcy. A consumer’s credit score is normally very low when a bankruptcy case is filed. The creditors have normally not been paid for several months. After the...
What not to put in a will
Drafting a will is always a wise decision. Of course, it enables a parent or loved one to pass along certain assets to specific beneficiaries. Still, it is also an official legal document that can state instructions for healthcare protocols, designate guardians or...
Can social media impact my divorce?
Preparing for divorce requires a sharp focus to protect your best interests. In a divorce, anything you say or do can affect the outcome, and the same is true for your spouse. When a court scrutinizes the actions of both spouses, how can social media affect the...