For recent graduates in Florida, student loan debt can seem overwhelming. Entry-level positions, which are common post-graduation, may not always provide a sufficient level of pay. As a result, chipping away at debt may seem like an uphill battle, which can be very...
Personal Bankruptcy
How can I control spending during the holidays?
Now that the holiday season is in full swing, many people in Florida are hitting the malls in search of that perfect gift for friends and family. While you’d naturally want to lavish your loved ones with presents, if you’re facing financial instability...
Are you eligible to file for Chapter 13?
If you are familiar with U.S. bankruptcy law, then you probably understand why Chapter 7 cases are the most popular form of personal bankruptcy. They offer the chance to have debts be discharged, allowing one to get back on their feet in Hernando County (financially...
Stopping foreclosure with a Chapter 13 bankruptcy
Most in Hernando County may assume that when one files for bankruptcy, their debts are discharged and they are no longer required to pay for them. This is indeed what happens in a Chapter 7 case, and there is good reason behind this popular assumption; indeed,...
How can credit counseling affect a bankruptcy case?
Like many in Hernando County, you may be surprised at being asked to go through credit counseling prior to seeking personal bankruptcy. The reason for this requirement is three-fold; first, according the Administrative Office of the U.S. Courts, it is a federal...
Can you get a lien removed on your property?
If you have a lien on your property in Florida, it could prevent you from being able to sell your property and pose a threat to your standing with your creditor or lender. If left unattended for too long, it could also begin to affect your credit and create problems...
Understanding the automatic stay
A common misconception that many in Hernando Count have regarding bankruptcy is that it is just an easy way for you to not have to pay your bills. We here at have even spoken with potential clients who have been told that through a...
Is it possible to remove a lien with bankruptcy?
Many Florida homeowners take out second, third and even fourth mortgages against their property in order to finance repairs, education or other major expenses. However, as you are probably aware, there are risks associated with this practice. What seems like a...
How to Bounce Back After Bankruptcy
For people in Hernando County facing a rising tide of debt, filing for bankruptcy may be the best option. However, once the smoke clears you may be wondering how you can bounce back from filing and begin to take steps towards repairing your credit. TheStreet.com...
“American Chopper” star working his way through Chapter 13
A common misconception that many in Hernando County may have regarding personal bankruptcy is that those facing it cannot hide their financial struggles, making it surprising to no one when news surfaces that they are seeking such protection. Yet were one to peel back...