Following the financial crisis, bankruptcy filings rose, and many people turned to bankruptcy for a fresh financial start. Contrary to popular belief that bankruptcy will ruin your financial future, the truth is that in many cases, filing for bankruptcy is the best...
Personal Bankruptcy
Explaining the bankruptcy homestead exemption
The decision to file for personal bankruptcy in Hernando County is never an easy one. Depending on your circumstances, you could be forced to liquidate certain assets in order to repay your creditors. Almost all of those who come to us here at [nap_names...
Recognizing and avoiding top bankruptcy mistakes
Filing for personal bankruptcy can offer Florida residents a way to tackle overwhelming financial difficulties. However, many people end up making mistakes that can complicate the process and prevent them from getting the relief they could have received. If you read...
The reality of student loan debt in america
Loan debt has become the new normal for millions of students across the nation. Struggling to keep up with monthly rent payments, bills and basic necessities, countless young Floridians have become a point of concern among lawmakers and economic...
Is medical debt still the main cause of personal banruptcy?
Medical debt is hardly an isolated issue in America. After all, millions who required various procedures and treatment now experience a different, financial type of suffering. The debt caused by medical bills affects countless Floridians, but will this trend ever come...
The complex issue of medical debt
Medical debt has moved to the forefront of national concern in recent years. Although it appears to be on the slight decline, it sends countless Americans into financial crises year after year. Personal bankruptcy has been the answer for many Floridians, but what seem...
The struggle of student loan debt
Nearly every college student in America has likely heard of looming student loan trouble. Like a fairy tale that warns children of the deep, dark forest of dangers, the mountain of debt that countless students have ahead of them can seem a projected adulthood...
What is the Chapter 7 means test?
Like many in Hernando County, you may want to try and avoid having to file for bankruptcy at all costs. Yet in certain situations, seeking such protection might give you the best chance to rebound from whatever financial hardships have placed you in this precarious...
Wage earners vs liquidation bankruptcy plans
Florida residents who are facing yet another holiday season wondering not only how they will buy gifts for loved ones but pay basic bills and living expenses are not alone. Even with a relatively strong domestic economy, many people continue to experience serious...
Shifts in american employment
To an overwhelming number of Americans, losing a job means more than getting down in the dumps. It could mean prolonged windows of financial stress, which could ultimately lead to bankruptcy. Job loss is one of the most common reasons why Floridians file for...